Privacy Policy

1. Information We Collect

At NexFolio Group, we believe in minimal data collection. We only collect information that is necessary to provide and improve our services.

1.1 Information you provide directly

When you use our apps (Nexfolio Calendar, Expense Folio, Pinnacle Educare, or nexfolio.in), we may collect:

• Account information: Name, email address when you create an account
• User content: Calendar events, expense entries, educational progress data that you voluntarily input
• Communications: Messages you send to our support team

1.2 Information collected automatically

• Device information: Device model, operating system version, unique device identifiers
• App usage data: Feature usage patterns to improve user experience
• Crash reports: Anonymous crash data to fix bugs and improve stability

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our apps and services
• Sync your data across devices when you use cloud features
• Respond to your support requests and inquiries
• Send important updates about app functionality or security
• Analyze usage patterns to enhance user experience
• Prevent fraud and ensure security of our services

3. Data Storage & Security

We take data security seriously. We implement industry-standard security measures to protect your information from unauthorized access, alteration, disclosure, or destruction.

• Encryption: Data transmitted between our apps and servers is encrypted using TLS protocols
• Secure storage: User data is stored on secure servers with restricted access
• Regular audits: We periodically review our security practices
• Limited access: Only essential personnel have access to user data, and only when necessary

While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure.

4. Third-Party Services

Our apps may integrate with third-party services to provide certain functionality:

• Google Play Services & App Store: For app distribution and updates
• Analytics tools: We use anonymized analytics to understand app performance (no personal identifiers are collected)
• Crash reporting: Anonymous crash data is collected to fix issues

These third-party services have their own privacy policies, and we encourage you to review them. We do not share your personal information with these services beyond what is necessary for basic app functionality.

5. Your Rights & Choices

Depending on your location, you may have certain rights regarding your personal data:

• Correction: Request corrections to inaccurate data
• Deletion: Request deletion of your data (account deletion)

To exercise these rights, please contact us at support@nexfoliogroup.com. We will respond within 30 days.

6. Children's Privacy

Our apps are not directed at children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

7. International Data Transfers

Our servers are located in India. If you are accessing our apps from outside India, please be aware that your information may be transferred to, stored, and processed in India. By using our apps, you consent to this transfer.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically for any changes.

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

NexFolio Group is committed to protecting your privacy. This policy applies to all NexFolio Group apps including Nexfolio Calendar, Expense Folio, Pinnacle Educare, and nexfolio.in.